Agreement between User and Reboot Finance, LLC (“Reboot Finance”)
Welcome to Reboot Finance, your trusted provider of innovative marketing technology. Reboot Finance, LLC operates https://reboot-finance.com, along with various related webpages. Our services are offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use of https://reboot-finance.com constitutes your agreement to all such Terms. Please read these terms carefully and keep a copy of them for your reference.
Reboot Finance is a Software-as-a-Service-based technology and marketing company. We engage with customers to help them submit consumer loan requests via the Reboot Finance technology.
Privacy
Your use of https://reboot-finance.com is subject to Reboot Finance’s Privacy Policy. Please review our Privacy Policy, which also governs the Sites and informs users of our data collection practices.
Electronic Communications
Visiting https://reboot-finance.com or sending emails to Reboot Finance constitutes electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.
Your Account
If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that Reboot Finance is not responsible for third party access to your account that results from theft or misappropriation of your account. Reboot Finance and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.
Children Under Thirteen
Reboot Finance does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. Visitors under eighteen (18) years of age are not permitted to use and/or submit their personal information at the Site. Company does not knowingly solicit or collect information from visitors under eighteen (18) years of age. Company encourages parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children.
No Unlawful or Prohibited Use/Intellectual Property
You are granted a non-exclusive, non-transferable, revocable license to access and use https://reboot-finance.com strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to Reboot Finance that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.
All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of Reboot Finance or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends, or other restrictions contained in any such content and will not make any changes thereto.
You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. Reboot Finance content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular, you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use and will make no other use of the content without the express written permission of Reboot Finance and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of Reboot Finance or our licensors except as expressly authorized by these Terms.
International Users
Reboot Finance operates its services from within the USA. If you access our services from outside the USA, you are responsible for ensuring compliance with all local laws and regulations. By accessing our content through https://reboot-finance.com, you agree not to use it in any country or manner prohibited by applicable laws, restrictions, or regulations.
Indemnification
You agree to indemnify, defend, and hold harmless Reboot Finance, its officers, directors, employees, agents, and third parties from any losses, costs, liabilities, and expenses (including reasonable attorney’s fees) arising from your use of our services, any user-generated content you submit, your violation of these Terms, or your infringement upon any third-party rights, including applicable laws and regulations. Reboot Finance reserves the right to assume exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate fully with us in asserting any available defenses.
Arbitration
Should disputes arise between you and Reboot Finance regarding these Terms and Conditions, they will be resolved through final and binding arbitration under the Federal Arbitration Act. Arbitration will be conducted by a single neutral arbitrator and administered by the American Arbitration Association or a similar arbitration service, agreed upon by both parties. The arbitrator’s decision will be final and may be enforced in any court with jurisdiction. The prevailing party in any legal action shall be entitled to recover its costs and reasonable attorney’s fees.
Class Action Waiver
Arbitration proceedings will be conducted on an individual basis; class arbitrations and collective actions are not permitted. Each party agrees to pursue claims against the other solely in their individual capacity and not as part of a class action or representative proceeding. The arbitrator may not consolidate claims of more than one individual or preside over any form of a class proceeding unless both parties agree otherwise.
Liability Disclaimer
The information, software, products, and services provided through our site may contain inaccuracies or typographical errors. While Reboot Finance and its suppliers strive to maintain the accuracy and timeliness of such content, we make no representations or warranties of any kind regarding its suitability, reliability, or availability. All content is provided “as is” without warranty or condition of any kind. Reboot Finance and its suppliers disclaim all warranties and conditions, including but not limited to implied warranties or conditions of merchantability, fitness for a particular purpose, title, and non-infringement. In no event shall Reboot Finance or its suppliers be liable for any direct, indirect, punitive, incidental, special, or consequential damages arising from the use of our site or services, including but not limited to loss of use, data, or profits, regardless of the legal basis for the claim.
Termination/Access Restriction
Reboot Finance reserves the right, at its sole discretion, to terminate your access to the Site and related services, or any portion thereof, at any time and without prior notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of California. You hereby consent to the exclusive jurisdiction and venue of courts in California for all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.
You agree that no joint venture, partnership, employment, or agency relationship exists between you and Reboot Finance as a result of this agreement or use of the Site. Reboot Finance’s performance of this agreement is subject to existing laws and legal process, and nothing in this agreement derogates Reboot Finance’s right to comply with governmental, court, and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by Reboot Finance regarding such use. If any part of this agreement is determined to be invalid or unenforceable under applicable law, including but not limited to the warranty disclaimers and liability limitations, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision, and the remainder of the agreement shall continue in effect.
Unless otherwise specified, this agreement constitutes the entire agreement between the user and Reboot Finance concerning the Site and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between the user and Reboot Finance concerning the Site. A printed version of this agreement and any notice given in electronic form shall be admissible in judicial or administrative proceedings based on or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish of the parties that this agreement and all related documents be written in English.
Changes to Terms
Reboot Finance reserves the right, at its sole discretion, to change the Terms under which https://myreboot-loan.com and https://reboot-finance.com is offered. The most current version of the Terms will supersede all previous versions. Reboot Finance encourages you to periodically review the Terms to stay informed of our updates.
Loan Eligibility Service
In connection with your use of this site, Reboot Finance shares your Personal Information with Monevo Inc to provide the loan eligibility service and their related tools and services. By agreeing to this privacy policy, you acknowledge that you have also read and agree to Monevo Inc’s Terms of Service, Credit Authorization Agreement, eConsent, and Privacy Policy.
Effective Date: 01/01/2020
Last Reviewed on: 03/01/2021
This Privacy Notice for California Residents supplements the information contained in Reboot Finance’s Privacy Policy and applies solely to all visitors, users, and others who reside in the State of California (“consumers” or “you”). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (CCPA) and any terms defined in the CCPA have the same meaning when used in this notice.
A. Information We Collect
Personal Information You Provide to Us
We collect personal information you may provide to us when you use the service, such as:
Other Sources.
As part of our service, we may receive information from the Partners we connect you with, including but not limited to the status of product acceptance and funding, and loan terms offered and obtained (such as APR, repayment amount, and loan amount). We may also receive information from TransUnion when we perform a soft credit check, including but not limited to your credit score and profile. We may combine personal information we receive from you with information we obtain from other sources, such as:
Automatic Collection
We, our service providers, and our third-party partners may automatically capture information about you, your computer or mobile device, and your activity over time on the service and other online services, including:
Cookies and Similar Technologies
To assist the services in collecting and storing Non-Personal Information, we may employ a variety of technologies, including "Cookies," local browser storage, and "Web Beacons":
How We Use Your Personal Information
We may use, sell, or disclose the personal information we collect for one or more of the following business purposes listed below:
Service Delivery
We may use your personal information to:
Research and Development
We may use your personal information for research and development purposes, including to perform research and analysis aimed at improving our products and services. We make personal information into anonymous data by removing information that makes the data personally identifiable in order to share it with third parties for our lawful business purposes, including to analyze and improve the service and promote our business.
Marketing and Advertising
With your consent, we and our third-party advertising partners and business partners may use your personal information for marketing and advertising purposes:
Compliance and Protection
We may use your personal information to:
For Other Purposes
We may also use your personal information for other purposes described in this Privacy Policy or at the time we collect the information, as permissible by law. Reboot Finance will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.
How We Share Your Personal Information
Reboot Finance may share your personal information with the following parties and as otherwise described in this Privacy Policy or at the time of collection:
Your Choices
Your Rights as a California Resident
As a California resident, you have the rights listed below. These rights are not absolute and are subject to certain exceptions; we may decline your request in certain cases as permitted by law.
How to Exercise Your Rights
You may exercise your California privacy rights described above as follows:
We reserve the right to confirm your identity and California residency status to process your requests to exercise your information, access, or deletion rights. As part of this process, government identification may be required.
Reboot Finance may share your personal information with the following parties and as otherwise described in this Privacy Policy or at the time of collection:
As a California resident, you have the rights listed below. These rights are not absolute and are subject to certain exceptions; we may decline your request in certain cases as permitted by law.
You may exercise your California privacy rights described above as follows:
We reserve the right to confirm your identity and California residency status to process your requests to exercise your information, access, or deletion rights. As part of this process, government identification may be required.
The chart below summarizes how we collect, use, and share Personal Information by reference to the categories specified in the CCPA, and describes our practices during the 12 months preceding the effective date of this Privacy Policy.
Category of Personal Information:
Source of PI:
Business Purpose for Collection:
Categories of Third Parties to Whom We May “Disclose” PI for a Business Purpose:
Categories of Third Parties to Whom We “Sell” PI:
California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to info@reboot-finance.com or write to us at:
Reboot Finance
18188 Teller Ave, Suite 140, Irvine
Irvine CA 92612
Protecting your private information is our priority. This Statement of Privacy applies to https://reboot-finance.com and Reboot Finance, Inc. and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Reboot Finance, Inc. include https://reboot-finance.com, https://myrebootloan.com, and Reboot Finance LLC. The Reboot Finance website is a financial services site. By using the Reboot Finance website, you consent to the data practices described in this statement.
In order to better provide you with products and services offered on our Site, Reboot Finance may collect personally identifiable information, such as your:
If you purchase Reboot Finance’s products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include:
To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Reboot Finance collects and uses your personal information to operate its website(s) and deliver the services you have requested.
Reboot Finance may also use your personally identifiable information to inform you of other products or services available from Reboot Finance and its affiliates.
Reboot Finance does not sell, rent, or lease its customer lists to third parties.
Reboot Finance may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is transferred to the third party. Reboot Finance may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Reboot Finance, and they are required to maintain the confidentiality of your information.
Reboot Finance may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to:
Reboot Finance may keep track of the websites and pages our users visit within Reboot Finance, in order to determine what Reboot Finance services are the most popular. This data is used to deliver customized content and advertising within Reboot Finance to customers whose behavior indicates that they are interested in a particular subject area.
Information about your computer hardware and software may be automatically collected by Reboot Finance. This information can include: your IP address, browser type, domain names, access times, and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Reboot Finance website.
The Reboot Finance website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Reboot Finance pages, or register with Reboot Finance site or services, a cookie helps Reboot Finance to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Reboot Finance website, the information you previously provided can be retrieved, so you can easily use the Reboot Finance features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Reboot Finance services or websites you visit.
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Reboot Finance secures your personal information from unauthorized access, use, or disclosure. Reboot Finance uses the following methods for this purpose:
When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that:
Reboot Finance does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.
We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from third-party partners of Reboot Finance by contacting us here:
Web page: www.reboot-finance.com
Email: info@reboot-finance.com
Phone: 888-440-1336
From time to time, Reboot Finance may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from Reboot Finance or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from Reboot Finance, you may opt out of such communications by Customers may unsubscribe from emails by replying STOP or clicking on the UNSUBSCRIBE button.
We may store your data on servers provided by third-party hosting vendors with whom we have contracted.
Reboot Finance reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your:
In connection with your use of this site, Reboot Finance shares your Personal Information with Monevo Inc to provide the loan eligibility service and their related tools and services. You acknowledge that by agreeing to this privacy policy you have also read and agree to Monevo Inc’s Terms of Service, Credit Authorization Agreement, eConsent & Privacy Policy.
Please read this information carefully and print a copy and/or retain this information for future reference. By utilizing this website and clicking the “submit” button, you are submitting a request to be connected with one of our third-party advertisers or lenders, collectively “third parties.” In order to attempt to connect you with an entity mentioned above, that may offer you a financial product or service, the third parties need your consent to use and accept electronic signatures, records, and disclosures (“E-Consent”). This policy notifies you of your rights when receiving electronic disclosures, notices, information and other forms of communication. By submitting your information on our website, you acknowledge that you have received and reviewed this E-Consent Policy, and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents (“Disclosures”).
If you are connected with a Lender, and the Lender determines that you are a potential candidate for a financial product or loan, and the Lender offers you an electronic copy of any pertinent Disclosures related to that loan, you may, at any time, request any Disclosures in paper form by contacting the third-party lender directly. Depending on the specific Disclosure request to the Lender, the Lender may be able to provide these Disclosures to you at no or minimal charge. Each third party shall retain all Disclosures as required by any applicable laws specific to the transaction.
This E-Consent Policy applies to all interactions online concerning you and the third-party Lender or Advertiser, including those interactions engaged in on any mobile device, including phones, smartphones, tablets, and any other electronic device that allows the consumer to connect to the Internet. By exercising this E-Consent, the third party may process your information and interact during all online interactions with you electronically. The third party may also send you notices electronically related to its interactions and transactions. Disclosures may be provided online at RebootFinance.com or the third-party websites and may be provided by e-mail. See above for guidance on how to request paper copies.
Before you decide to do business electronically with the third-party advertiser, you should consider whether:
To both access and retain the Disclosures electronically, at a minimum, you will need the following computer software and hardware:
You may send any questions regarding the specific hardware and software requirements directly to the third-party lender or advertiser.
If you are connected with one or more third-party lenders, you are free to withdraw your E-Consent with those third parties at any time, and at no charge. However, if you withdraw this E-Consent before being connected with the third-party Lender, you may be prevented from obtaining an offer from the third party as this consent is required, for this one-time transaction, to facilitate the connection and to conduct business. Contact the third-party lender directly if you wish to withdraw this E-Consent. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and enforceability of prior electronic disclosures will not be affected.
You should keep third-party advertisers informed of any change in either your electronic address or physical mailing address. Your lender will have specific instructions on how to update your contact information, if necessary. Please note that RebootFinance.com cannot update your information for you.
Reboot Finance, LLC is a licensed lender under the Utah Department of Financial Institutions. Personal loan offers provided to customers who originated via a paid Google or Bing advertisement feature rate quotes on Reboot Finance of no greater than 35.99% APR with terms ranging from 61 days to 180 months. Your actual rate depends upon credit score, loan amount, loan term, domicile, and credit usage and history, and will be agreed upon between you and the lender. Example Calculation: An example of the total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 11% would be approximately $11,848.74 over the 36-month life of the loan. For additional loan options, please call: (888) 440-1336. By providing a telephone number and submitting the form on www.myrebootloan.com you are consenting to be contacted by SMS text message. Message & data rates may apply. Reply STOP to opt out of further messaging.
Reboot Finance LLC